BrightStart

BrightStart Savings Account

• Account is only offered to individuals under 21 years old. At least one adult joint owner is required on the account and must be 18 years or older.
• Minimum balance to start account: $25
• Balances $25,000 and less will earn the high yield savings rate; balances $25,000.01 and greater will earn the regular savings rate.
• If the balance falls below $25, there will be a $10 service charge.
• Up to 15 debits during your statement cycle without fee; $5 per debit after that.
• No debit cards offered with this account, and online banking is not available for anyone under 13 years old.

 _{*Annual Percentage Yield (APY)
Maximum balance in the account eligible to earn 5% interest is $25,000. Any funds in excess of $25,000 will earn our regular savings account rate. The Annual Percentage Yield (APY) for balances over $25,000, is 0.75% as of 11/20/2025. These are variable rates, and the rates may be changed at any time without notice. Other restrictions may apply, and this offer may be withdrawn at any time.}

See Our Rates