Personal Accounts
CNB offers a variety of consumer checking and saving services. Check below to see the different accounts we offer so you can choose the account type best for you.
Checking Accounts
Account Name |
Basic Checking |
Community Checking |
NOW Account |
Money Market Plus Account |
Money Fund Index Account |
---|---|---|---|---|---|
Earns Interest* |
No |
No |
Yes* |
Yes*, based on rate tier. |
Yes*, based on rate tier. |
Minimum Amount to Open |
$100.00 |
$100.00 |
$300.00 |
$2,500.00 |
$25,000.00 |
Minimum Balance Requirement |
N/A |
$800.00 |
$1,500.00 |
$2,500.00 |
$25,000.00 |
Monthly Service Charge |
No |
$9.00 ** |
$12.00 ** |
$12.00 ** |
$15.00 ** |
Transaction Limitations |
No |
No |
No |
Yes*** |
Yes*** |
Service Charge per Debit Item |
No |
No |
No |
$10.00*** |
$10.00*** |
Images available in Statement |
No |
Yes |
Yes |
Yes |
Yes |
Account Features & Services |
|
Senior Discount |
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Benefits: | |||||
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Online Banking |
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Bill Pay |
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Mobile Banking |
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Text and Email |
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Visa® Check |
* We may change the interest rate and annual percentage yield for your account daily. Interest will be compounded monthly. Interest will be credited to your account on a monthly basis. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest will be paid on monthly statement regardless of balance maintained.
** This service charge will be imposed if the balance in the account falls below the Minimum Balance Requirement.
*** There are fifteen (15) free withdrawals per Statement Cycle. Withdrawals in excess of fifteen (15) will incur a $10.00 service charge, per debit item.
Savings Accounts
Account Name |
Savings Account |
Health Savings |
---|---|---|
Earns Interest* |
Yes* |
Yes* |
Interest is compounded: |
Quarterly |
Monthly |
Minimum Amount to Open |
$100.00 |
$100.00 |
Minimum Balance Requirement |
$100.00 |
No |
Service Charge |
$10.00 ** |
No |
Transaction Limitations |
Yes *** |
No |
Service Charge per Debit Item |
$5.00 *** |
No |
Images Available in Statement |
No |
Yes |
Early Closing Fee |
$15.00 |
No |
Benefits: | ||
---|---|---|
Online Banking |
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Bill Pay |
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Mobile Banking |
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Text and e-Mail Alerts |
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VISA® Check Card |
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* We may change the interest rate and annual percentage yield for your account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
** This service charge will be imposed if the balance in the account falls below the Minimum Balance Requirement.
***There are fifteen (15) free withdrawals per Statement Cycle. Withdrawals in excess of fifteen (15) will incur a $10.00 service charge, per debit item.
****A Service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $100 any day of the statement cycle.